FSF News

Brexit: Theresa May 'to offer 20bn euros transitional deal' Theresa May is expected to propose a two year transitional period in her big Brexit spee... Read more...

Japan's yen rises after N Korea warning Analysts say the situation would have to be catastrophic for investors to flee the curre... Read more...

Slough named as the 'best place' to work and live The town immortalised by 'The Office' is a "prime spot" for jobs and a good quality of l... Read more...

Government borrowing at lowest August level for 10 years Record VAT receipts for August helped government borrowing to be lower than expected las... Read more...

China's credit rating downgraded by S&P Rating agency Standard & Poor's finds China less credit worthy because of a build up of ... Read more...

Fed to start unwinding bond portfolio The Fed will start to reduce its $4.2trn balance sheet in October.... Read more...

Brexit 'crunch time' for City of London, says group UK firms and the economy as a whole need a Brexit transition period, City lobby group wa... Read more...

What you should expect from us

The first step upon appointment is to gather as much information on your current situation as possible and begin to scope out your goals and aspirations.

Next we conduct a thorough analysis of the risk you are prepared to take, can take and should take. This process forms the bedrock to future investment planning and determines the mix of assets that we subsequently recommend within your portfolio, the underlying funds and the growth rate we assume for projections as part of our lifetime analysis.

During the initial few weeks, under an authority from you, we will write to all of your current providers and request full details of your plans.

Sophisticated cash-flow analysis helps shape future strategy by projecting income flows from all assets into retirement. It also allows us the chance to conduct ‘what if’ scenarios showing the impact of additional investments or a change of circumstance such as retiring early.

Once all of the research is in place we will analyse this in the context of your current situation and your risk profile to develop recommendations on how best to meet your goals.

We will deliver these recommendations at a meeting and leave you with written advice thereby allowing you a period of reflection before meeting again to answer any questions.

We may decide it appropriate to refer you to one of our investment partners in which case we would suggest they attend the recommendations meeting. This gives them the chance to run through the discretionary fund management offering and detail how they propose to invest funds.

Once our recommendations have been implemented, we would be looking to meet again to ensure you are fully ‘au fait’ with what you have and what to expect. Regular meetings for serviced clients thereafter ensure you keep on track and are totally aware of how things are going.