FSF News

Trump 'ready' to tax all Chinese imports The US president says he is prepared to slap tariffs on all $500bn of imports from China... Read more...

UK government borrowing at 11-year low Public sector borrowing between April and June fell to the lowest level since 2007.... Read more...

Trump criticises US central bank's interest rate rises Mr Trump says he is "not happy" with rising interest rates which he argues put the US at... Read more...

Pound drops below $1.30 as June retail sales fall Sterling falls after figures show shoppers shunned stores to focus on the World Cup last... Read more...

Two former traders jailed in Euribor rate-rigging case Christian Bittar and Philippe Moryoussef are jailed for five and eight years respectivel... Read more...

Summer clothing sales hold back inflation The CPI measure of inflation remained at 2.4% in June, raising uncertainty over an Augus... Read more...

Prices of flats stay unchanged for a year, says ONS Overall houses prices rose by 3% in the year to May, according to the Office for Nationa... Read more...

What you should expect from us

The first step upon appointment is to gather as much information on your current situation as possible and begin to scope out your goals and aspirations.

Next we conduct a thorough analysis of the risk you are prepared to take, can take and should take. This process forms the bedrock to future investment planning and determines the mix of assets that we subsequently recommend within your portfolio, the underlying funds and the growth rate we assume for projections as part of our lifetime analysis.

During the initial few weeks, under an authority from you, we will write to all of your current providers and request full details of your plans.

Sophisticated cash-flow analysis helps shape future strategy by projecting income flows from all assets into retirement. It also allows us the chance to conduct ‘what if’ scenarios showing the impact of additional investments or a change of circumstance such as retiring early.

Once all of the research is in place we will analyse this in the context of your current situation and your risk profile to develop recommendations on how best to meet your goals.

We will deliver these recommendations at a meeting and leave you with written advice thereby allowing you a period of reflection before meeting again to answer any questions.

We may decide it appropriate to refer you to one of our investment partners in which case we would suggest they attend the recommendations meeting. This gives them the chance to run through the discretionary fund management offering and detail how they propose to invest funds.

Once our recommendations have been implemented, we would be looking to meet again to ensure you are fully ‘au fait’ with what you have and what to expect. Regular meetings for serviced clients thereafter ensure you keep on track and are totally aware of how things are going.