FSF News

Budget 2017: Plans to build 300,000 homes a year The chancellor says he understands the difficulties young people have in saving for a de... Read more...

Hammond: Driverless cars will be on UK roads by 2021 The chancellor says the country must embrace new technologies in order to succeed.... Read more...

Chancellor Philip Hammond's 'no unemployed' remark attacked The chancellor made the comment as he played down the threat posed to jobs by new techno... Read more...

Labour's John McDonnell demands 'emergency Budget' Shadow chancellor John McDonnell demands 'an emergency Budget for public services '.... Read more...

Retail sales in first annual fall since 2013 Despite the annual sales fall, the underlying picture is one of growth, the UK statistic... Read more...

Brexit: Goldman Sachs chief Lloyd Blankfein suggests second vote Lloyd Blankfein tweets that many want a "confirming vote" on a "monumental and irreversi... Read more...

Russia and Venezuela agree debt deal Russia said it had agreed to minimal repayments over six years on more than $3bn in debt... Read more...

Retirement Planning and Pensions

There are many ways of saving for retirement using a number of tax advantageous vehicles and often ignored allowances however for most people pensions will comprise at least part of the eventual retirement income.

Successive Finance Acts continue to change the pension landscape and this necessitates the need to regularly review your situation.

Our advisers are well versed in sophisticated tax planning, utilising valuable tax allowances, tax efficient vehicles, property and offshore tax breaks.

Our cash-flow analysis helps shape future strategy by projecting income flows from all assets into retirement. It also allows us the chance to conduct ‘what if’ scenarios showing the impact of additional investments or a change of circumstance such as retiring early. This enables more creative planning resulting in a potentially higher income in retirement.

The value of investments and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.