FSF News

Brexit: Theresa May 'to offer 20bn euros transitional deal' Theresa May is expected to propose a two year transitional period in her big Brexit spee... Read more...

Japan's yen rises after N Korea warning Analysts say the situation would have to be catastrophic for investors to flee the curre... Read more...

Slough named as the 'best place' to work and live The town immortalised by 'The Office' is a "prime spot" for jobs and a good quality of l... Read more...

Government borrowing at lowest August level for 10 years Record VAT receipts for August helped government borrowing to be lower than expected las... Read more...

China's credit rating downgraded by S&P Rating agency Standard & Poor's finds China less credit worthy because of a build up of ... Read more...

Fed to start unwinding bond portfolio The Fed will start to reduce its $4.2trn balance sheet in October.... Read more...

Brexit 'crunch time' for City of London, says group UK firms and the economy as a whole need a Brexit transition period, City lobby group wa... Read more...

Retirement Planning and Pensions

There are many ways of saving for retirement using a number of tax advantageous vehicles and often ignored allowances however for most people pensions will comprise at least part of the eventual retirement income.

Successive Finance Acts continue to change the pension landscape and this necessitates the need to regularly review your situation.

Our advisers are well versed in sophisticated tax planning, utilising valuable tax allowances, tax efficient vehicles, property and offshore tax breaks.

Our cash-flow analysis helps shape future strategy by projecting income flows from all assets into retirement. It also allows us the chance to conduct ‘what if’ scenarios showing the impact of additional investments or a change of circumstance such as retiring early. This enables more creative planning resulting in a potentially higher income in retirement.

The value of investments and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.