FSF News

UK inflation rate drops back to 3% The rate fell from November's six-year high of 3.1% mainly because of the impact of air ... Read more...

House prices: Midlands sees biggest rises The region saw the biggest price growth in the year to November, with London recording t... Read more...

Male work patterns see big shift to part-time roles, study says A big rise in men working part time is coupled with a fall in the number of middle earne... Read more...

Chile complains of World Bank unfair treatment The World Bank has ordered an enquiry into the ranking it gave Chile for competitiveness... Read more...

Sadiq Khan warns of Brexit 'lost decade' The London mayor says a hard Brexit could cost the UK 500,000 jobs and £50bn in lost in... Read more...

Plastic fantastic: How it changed the world Many things that we take for granted depend on plastic, but will consumers help reduce p... Read more...

Oil prices rise to hit four-year high of $70 a barrel Brent crude rose after Opec promised to keep a lid on crude production during 2018.... Read more...

Retirement Planning and Pensions

There are many ways of saving for retirement using a number of tax advantageous vehicles and often ignored allowances however for most people pensions will comprise at least part of the eventual retirement income.

Successive Finance Acts continue to change the pension landscape and this necessitates the need to regularly review your situation.

Our advisers are well versed in sophisticated tax planning, utilising valuable tax allowances, tax efficient vehicles, property and offshore tax breaks.

Our cash-flow analysis helps shape future strategy by projecting income flows from all assets into retirement. It also allows us the chance to conduct ‘what if’ scenarios showing the impact of additional investments or a change of circumstance such as retiring early. This enables more creative planning resulting in a potentially higher income in retirement.

The value of investments and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested.